← Strategic Alliances

Through Xeper’s Strategic Network

Merchant Services &
Payment Solutions

Integrated payment solutions designed to improve operating efficiency, transaction security, and cost management.

Through Xeper’s strategic network, clients can explore payment services aligned with their business needs. Xeper remains the primary point of contact, coordinating the appropriate resources and introductions.

Unbranded payment card beside a card reader
01 / ACCEPT

Payment Processing

Accept payments in the ways your customers do business, from a physical location to an online invoice.

  • Point-of-sale terminals
  • Virtual terminals for remote payments
  • Invoicing and hosted payment pages
  • Recurring and scheduled payments

A payment setup aligned with your day-to-day operations.

02 / CONNECT

Integrated Payments

Connect payment workflows with the systems your business already uses.

  • E-commerce platforms and shopping carts
  • Accounting software
  • ERP and CRM systems
  • Practice management and electronic health record systems

Compatibility is assessed against your specific software and requirements.

03 / PROTECT

Payment Security

Explore safeguards that help protect payment information and manage transaction risk.

  • Fraud screening and risk scoring
  • Tokenization of card data
  • 3-D Secure authentication
  • Encryption for payment data

Security features depend on the selected solution and configuration.

Available capabilities vary by business needs, system compatibility and selected solution.

A Practical Starting Point

Make your payments work
better for your business.

A review of your current payment setup can help identify opportunities to simplify operations, understand processing costs and better align your technology.

Xeper coordinates the conversation with the appropriate specialists, keeping your business objectives at the center.

  1. Understand your current setup

    Discuss how you accept payments today, the systems you use and where you encounter friction.

  2. Explore the right fit

    Review payment options, integration needs and pricing considerations with the appropriate specialists.

  3. Coordinate the next steps

    Xeper helps connect the right resources so you can evaluate the proposed solution and decide how to move forward.

Before You Get Started

A few common questions.

Will I need to replace my equipment or software?

That depends on your current setup. The review considers existing equipment, software compatibility and how you accept payments before identifying suitable options.

How is pricing determined?

Pricing depends on your business, transaction profile, required services and selected solution. Request a review through Xeper to understand the proposed fees and terms for your needs.

How quickly can I start accepting payments?

Merchant account approval may be possible in less than 24 hours after a complete application is submitted, subject to review and approval. Once approved and configured, online payments can begin through a virtual terminal, payment links or hosted payment pages. For in-person payments, device delivery typically takes 3–5 business days, with expedited shipping available as an option. Your overall timeline depends on application requirements, equipment delivery and setup.

What support is available for small businesses?

Businesses have access to direct phone support from a payment specialist for account and processing questions. The initial review can also identify potential cost efficiencies based on your current fees and payment activity. Any savings depend on your business profile and the proposed pricing; they are not guaranteed.

Can I accept payments through my website?

Yes. Options include supported e-commerce integrations, payment links and hosted payment pages. The appropriate approach depends on your website platform and how you want customers to pay. Xeper can coordinate a review of the available options.

Can payments connect with my business management software?

Payment integrations are available for a range of business software platforms. Compatibility with your specific software, version and workflow is reviewed before a solution is recommended. Where an existing integration is unavailable, the payment specialist can assess other options.

Are mobile card readers available for payments on the go?

Yes. Equipment options include mobile card readers and full point-of-sale systems. Some devices support offline payment capabilities; availability and operating requirements depend on the selected equipment and configuration. The review will help identify the right fit for how and where you do business.

Is Level 2 and Level 3 payment optimization available?

Yes, through supported payment gateways for eligible transactions. Automated features help supply the additional transaction data used for Level 2 and Level 3 qualification. Availability and qualification depend on the gateway, card and transaction requirements; reduced processing costs are not guaranteed.

Start with your business needs.

Connect with Xeper to discuss the right payment capabilities for your operations.

Discuss Payment Solutions